Openbookopenbook
Equity
BNC
+0.0 · +0.00%
GBX · LSE

Banco Santander S.A.(BNC) Stock Analysis | Financial Services

GBX --+0.00%
Reward59Moderate
Risk52Moderate
75%Data
Strong 33% profit margin · Revenue growing 10% YoY
Quality Compounder
Market Cap:157.25Bn
ⓘ
Reward Rating
59
Moderate
Reward Assessment
75% data coverage
Top 50% of stocksView factors
ⓘ
Risk Rating
52
Moderate
Risk Assessment
5 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on BNC to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for BNC, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 683p.

What is Banco Santander S.A.?

provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide.

BNC · Verdict

Solid reward · elevated risk

BNC stands out on profitability and cash flow, but watch the balance sheet signal.

Based on 88% data coverage

BNC · Verdict

What’s working & what to watch

Strengths 2

  • Profitability79/100

    30% net margin · 13% ROE

  • Cash flow72/100

    163% free-cash-flow margin

Watchouts 1

  • Balance sheet23/100

    Interest covered 0.3×

Model-based scoring. For information only — not financial advice.

What is Banco Santander S.A.?

provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 157.25B, and a P/E ratio of 14.2x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Strong margins and consistent earnings support financial stability.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (59)

The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Similar stocks to compare

A short list of Banks - Diversified names that are close enough in size to make side-by-side comparison useful.

BVALarge Cap / 135B market cap
Banco Bilbao Vizcaya Argentaria S.A
Compare
HSBALarge Cap / 262B market cap
HSBC Holdings PLC
Compare
BARCLarge Cap / 70.1B market cap
Barclays PLC
Compare
Company Information
SectorFinancial Services
IndustryBanks - Diversified
Market Cap157.25B
P/E Ratio14.2368
Dividend Yield1.17%
Beta0.934
Insider Activity
12M windowAwaiting coverage
LSE director-dealings coverage launching later this year. The data feed is in development.
openbook

Stock research for UK and US investors. Make smarter decisions, faster.

Questions? Email us at contact@openbookanalytics.com

© 2026 Openbook Analytics Ltd · Company No. SC843579 · Registered in Scotland

256-bit encryption GDPR compliant UK data centres

Openbook Analytics Ltd (Company No. SC843579) is registered in Scotland. Registered office: Strathclyde Inspire Hub, University of Strathclyde, Graham Hills Building (Level 6), 50 Richmond Street, Glasgow, G1 1XP. Openbook Analytics is not authorised or regulated by the Financial Conduct Authority (FCA). The content on this platform is provided for general informational and educational purposes only and does not constitute financial advice, investment advice, trading advice, or any other form of advice. You should not treat any content on this platform as a recommendation to buy, sell, or hold any financial instrument. Past performance is not a reliable indicator of future results. The value of investments and the income from them can go down as well as up, and you may get back less than you invest. User-generated content, including community posts and commentary, reflects the personal opinions of individual users, is not verified for accuracy, and does not represent the views of Openbook Analytics Ltd. You should always conduct your own research or consult a qualified, FCA-regulated financial adviser before making investment decisions. Data displayed on this platform may be delayed or inaccurate and is provided "as is" without warranty. Openbook Analytics Ltd accepts no liability for any loss arising from reliance on the information provided.