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Equity
FCH
+0.0 · +0.00%
GBX · LSE

Funding Circle Holdings PLC(FCH) Stock Analysis | Financial Services

GBX --+0.00%
Reward63Moderate
Risk46Moderate
75%Data
Strong 23% profit margin · Revenue growing 38% YoY
Growth Machine
Market Cap:648.46M
ⓘ
Reward Rating
63
Moderate
Reward Assessment
75% data coverage
Top 50% of stocksView factors
ⓘ
Risk Rating
46
Moderate
Risk Assessment
4 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on FCH to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for FCH, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 256p.

What is Funding Circle Holdings PLC?

Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom and internationally.

FCH · Verdict

Solid reward · moderate risk

FCH stands out on growth and profitability, but watch the valuation signal.

Based on 88% data coverage

FCH · Verdict

What’s working & what to watch

Strengths 3

  • Growth83/100

    Revenue +12.6% CAGR

  • Profitability72/100

    21% net margin · 21% ROE

  • Volatility65/100

    Above average

Watchouts 2

  • Valuation18/100

    P/E 23.1× · PEG 0.64

  • Cash flow35/100

    -15% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is Funding Circle Holdings PLC?

Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom and internationally. The company offers small business loans, recovery loan schemes, government backed loans, business credit cards, and business finance solutions to small enterprises. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 648.46M, and a P/E ratio of 16.4x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Strong margins and consistent earnings support financial stability.
Risk
Risk profile appears balanced versus broad market conditions.
Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (63)

The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryCredit Services
Market Cap648.46M
P/E Ratio16.3571
Dividend YieldN/A
Beta0.754
Insider Activity
12M windowAwaiting coverage
LSE director-dealings coverage launching later this year. The data feed is in development.
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