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Credit Acceptance Corporation(CACC) Stock Analysis | Financial Services
Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.Analyst Target
Analyst consensus price target: $636.67.What is Credit Acceptance Corporation?
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States.
CACC · Verdict
Solid reward · elevated risk
CACC stands out on profitability and cash flow, but watch the balance sheet signal.
Based on 88% data coverage
CACC · Verdict
What’s working & what to watch
Strengths 2
- Profitability91/100
18% net margin · 32% ROE
- Cash flow79/100
45% free-cash-flow margin
Watchouts 4
- Balance sheet18/100
Interest covered 2.2×
- Volatility35/100
Below average
- Valuation41/100
P/E 12.7× · PEG 1.15
- Growth44/100
Rev +8.3% CAGR · earnings -7.5%
Model-based scoring. For information only — not financial advice.
What is Credit Acceptance Corporation?
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 6.24B, and a P/E ratio of 13.3x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (55)The scoring profile indicates moderate reward potential, with profitability and momentum as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.
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| Shares sold | Shares bought | |
|---|---|---|
| 0-3months | 0 | 0 |
| 3-6months | 523,512 shares $12.5M | 0 |
| 6-9months | 311,576 shares $5.8M | 0 |
| 9-12months | 14,000 shares $2.0M | 0 |