Openbookopenbook
Equity
DAVE
+0.0 · +0.00%
USD · NASDAQ

Dave Inc(DAVE) Stock Analysis | Technology

USD --+0.00%
Reward80High
Risk72High
75%Data
Strong 35% profit margin · Revenue growing 30% YoY
Quality Compounder
Market Cap:4.83Bn
ⓘ
Reward Rating
80
High
Reward Assessment
75% data coverage
Top 5% of stocksView factors
ⓘ
Risk Rating
72
High
Risk Assessment
1 metric flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on DAVE to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for DAVE, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $436.58.

What is Dave Inc?

provides various financial products and services through its financial services platform in the United States.

DAVE · Verdict

Strong reward · high risk

DAVE stands out on profitability and balance sheet, but watch the volatility signal.

Based on 88% data coverage

DAVE · Verdict

What’s working & what to watch

Strengths 5

  • Profitability99/100

    35% net margin · 105% ROE

  • Balance sheet99/100

    Interest covered 24.9×

  • Growth92/100

    Revenue +39.3% CAGR

  • Cash flow91/100

    52% free-cash-flow margin

  • Valuation76/100

    P/E 21.7× · PEG 0.81

Watchouts 1

  • Volatility5/100

    Weak vs peers

Model-based scoring. For information only — not financial advice.

What is Dave Inc?

provides various financial products and services through its financial services platform in the United States. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps between paycheck; Side Hustle, a job application portal to find supplemental or temporary work. The company is listed on the NASDAQ in USA, operating in the Technology sector, with a market capitalisation of 4.83B, and a P/E ratio of 24.4x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Strong margins and consistent earnings support financial stability.
Risk
Moderate volatility with meaningful macro and earnings sensitivity.
Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: High (80)

The scoring profile indicates a strong reward potential, driven primarily by profitability and growth. Risk indicators are high — this profile reflects meaningful downside exposure.

For informational purposes only. Not financial advice.

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Company Information
SectorTechnology
IndustrySoftware - Application
Market Cap4.83B
P/E Ratio24.3911
Dividend YieldN/A
Beta3.861
Insider Activity
12M windowBearish
Shares soldShares bought
0-3months
0
0
3-6months
0
0
6-9months
7105,164 shares
$20.7M
0
9-12months
11226,943 shares
$50.3M
0
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