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Equity
KSPI
+0.0 · +0.00%
USD · NASDAQ

Joint Stock Company Kaspi.kz(KSPI) Stock Analysis | Technology

USD --+0.00%
Reward67High
Risk20Low
75%Data
Strong 24% profit margin · 5.5% dividend yield · Revenue growing 14% YoY
Quality Compounder
Market Cap:20.06Bn
ⓘ
Reward Rating
67
High
Reward Assessment
75% data coverage
Top 25% of stocksView factors
ⓘ
Risk Rating
20
Low
Risk Assessment
1 metric flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on KSPI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for KSPI, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $103.10.

What is Joint Stock Company Kaspi.kz?

kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine.

KSPI · Verdict

Solid reward · low risk

KSPI scores well on volatility and profitability with no major weaknesses flagged in the model.

Based on 88% data coverage

KSPI · Verdict

What’s working & what to watch

Strengths 5

  • Volatility95/100

    Top decile vs peers

  • Profitability82/100

    26% net margin · 45% ROE

  • Valuation73/100

    Above average

  • Growth69/100

    Rev +45.8% CAGR · earnings +21.1%

  • Cash flow69/100

    12% free-cash-flow margin

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Joint Stock Company Kaspi.kz?

kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. The company operates through three segments: Payments, Marketplace, and Fintech. The company is listed on the NASDAQ in USA, operating in the Technology sector, with a market capitalisation of 20.06B, and a P/E ratio of 9.0x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Strong margins and consistent earnings support financial stability.
Risk
Below-average volatility supports a steadier risk profile.
Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: High (67)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

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Company Information
SectorTechnology
IndustrySoftware - Infrastructure
Market Cap20.06B
P/E Ratio9.0137
Dividend Yield5.54%
Beta0.08
Insider Activity
12M windowNo data
No insider activity data available for this ticker.
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