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Equity
LC
+0.0 · +0.00%
USD · NYSE

LendingClub Corp(LC) Stock Analysis | Financial Services

USD --+0.00%
Reward51Moderate
Risk72High
75%Data
Revenue growing 12% YoY
Value Trap
Market Cap:1.86Bn
ⓘ
Reward Rating
51
Moderate
Reward Assessment
75% data coverage
Bottom 50% of stocksView factors
ⓘ
Risk Rating
72
High
Risk Assessment
5 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on LC to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for LC, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $24.20.

What is LendingClub Corp?

LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States.

LC · Verdict

Moderate reward · high risk

LC's standout is profitability; volatility and growth weigh on the picture.

Based on 88% data coverage

LC · Verdict

What’s working & what to watch

Strengths 1

  • Profitability66/100

    16% net margin · 10% ROE

Watchouts 2

  • Volatility5/100

    Weak vs peers

  • Growth40/100

    Rev -2.1% CAGR · earnings -22.3%

Model-based scoring. For information only — not financial advice.

What is LendingClub Corp?

LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 1.86B, and a P/E ratio of 13.9x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Adequate profitability with some margin variability in recent periods.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (51)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are high — this profile reflects meaningful downside exposure.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryBanks - Regional
Market Cap1.86B
P/E Ratio13.8793
Dividend YieldN/A
Beta2.1
Insider Activity
12M windowBearish
Shares soldShares bought
0-3months
0
0
3-6months
0
0
6-9months
12,390 shares
$47k
0
9-12months
5113,293 shares
$2.0M
0
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