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Equity
PRAA
+0.0 · +0.00%
USD · NASDAQ

PRA Group Inc(PRAA) Stock Analysis | Financial Services

USD --+0.00%
Reward41Moderate
Risk50Moderate
75%Data
Thin -20% profit margin · Revenue growing 29% YoY
Value Trap
Market Cap:720.58M
ⓘ
Reward Rating
41
Moderate
Reward Assessment
75% data coverage
Bottom 10% of stocksView factors
ⓘ
Risk Rating
50
Moderate
Risk Assessment
4 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on PRAA to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for PRAA, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $26.00.

What is PRA Group Inc?

, a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia.

PRAA · Verdict

Moderate reward · moderate risk

PRAA's standout is balance sheet; cash flow and profitability weigh on the picture.

Based on 88% data coverage

PRAA · Verdict

What’s working & what to watch

Strengths 1

  • Balance sheet70/100

    Interest covered 0.0×

Watchouts 4

  • Cash flow12/100

    -7% free-cash-flow margin

  • Profitability36/100

    -25% net margin · -20% ROE

  • Growth37/100

    Revenue +8.7% CAGR

  • Valuation42/100

    P/E 11.6× · PEG 5.88

Model-based scoring. For information only — not financial advice.

What is PRA Group Inc?

, a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 720.58M.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Thin or inconsistent margins weigh on earnings quality.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (41)

The scoring profile indicates limited reward potential at this time, with momentum and size offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryCredit Services
Market Cap720.58M
P/E RatioN/A
Dividend YieldN/A
Beta1.1
Insider Activity
12M windowQuiet
Fewer than three real open-market insider trades in the last 12 months. Mechanical activity (option exercises, RSU vests) is excluded from the signal.
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