SEZL
+0.0 · +0.00%
USD · NASDAQ

Sezzle Inc.(SEZL) Stock Analysis | Financial Services

USD --+0.00%
Reward78High
Risk72High
75%Data
Strong 30% profit margin · Revenue growing 52% YoY
Quality Compounder
Market Cap:4.18Bn
ⓘ
Reward Rating
78
High
Reward Assessment
75% data coverage
Top 10% of stocksView factors
ⓘ
Risk Rating
72
High
Risk Assessment
2 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on SEZL to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for SEZL, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $168.00.

What is Sezzle Inc.?

operates as a technology-enabled payments company in the United States and Canada.

SEZL · Verdict

Strong reward · high risk

SEZL stands out on profitability and growth, but watch the volatility signal.

Based on 88% data coverage

SEZL · Verdict

What’s working & what to watch

Strengths 4

  • Profitability99/100

    30% net margin · 89% ROE

  • Growth94/100

    Revenue +53.1% CAGR

  • Balance sheet83/100

    Interest covered 19.0×

  • Cash flow79/100

    46% free-cash-flow margin

Watchouts 1

  • Volatility5/100

    Weak vs peers

Model-based scoring. For information only — not financial advice.

What is Sezzle Inc.?

operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 4.18B, and a P/E ratio of 27.3x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Strong margins and consistent earnings support financial stability.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: High (78)

The scoring profile indicates a strong reward potential, driven primarily by profitability and growth. Risk indicators are high — this profile reflects meaningful downside exposure.

For informational purposes only. Not financial advice.

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A short list of Credit Services names that are close enough in size to make side-by-side comparison useful.

Company Information
SectorFinancial Services
IndustryCredit Services
Market Cap4.18B
P/E Ratio27.2791
Dividend YieldN/A
Beta6.778
Insider Activity
12M windowBearish
Shares soldShares bought
0-3months
0
0
3-6months
620,437 shares
$1.5M
0
6-9months
226,401 shares
$2.2M
0
9-12months
15,484 shares
$466k
11,217 shares
$70k