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Equity
SOFI
+0.0 · +0.00%
USD · NASDAQ

SoFi Technologies Inc.(SOFI) Stock Analysis | Financial Services

USD --+0.00%
Reward69High
Risk72High
75%Data
Revenue growing 43% YoY
Growth Machine
Market Cap:23.33Bn
ⓘ
Reward Rating
69
High
Reward Assessment
75% data coverage
Top 25% of stocksView factors
ⓘ
Risk Rating
72
High
Risk Assessment
5 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on SOFI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for SOFI, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $20.02.

What is SoFi Technologies Inc.?

provides various financial services in the United States, Latin America, Canada, and Hong Kong.

SOFI · Verdict

Solid reward · high risk

SOFI's standout is growth; volatility and cash flow weigh on the picture.

Based on 88% data coverage

SOFI · Verdict

What’s working & what to watch

Strengths 1

  • Growth93/100

    Revenue +39.3% CAGR

Watchouts 2

  • Volatility5/100

    Weak vs peers

  • Cash flow39/100

    -84% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is SoFi Technologies Inc.?

provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 23.33B, and a P/E ratio of 36.9x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Adequate profitability with some margin variability in recent periods.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: High (69)

The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are high — this profile reflects meaningful downside exposure.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryCredit Services
Market Cap23.33B
P/E Ratio36.8571
Dividend YieldN/A
Beta2.204
Insider Activity
12M windowBearish
Shares soldShares bought
0-3months
0
0
3-6months
3114,442 shares
$2.0M
128,900 shares
$501k
6-9months
5214,753 shares
$5.0M
210,000 shares
$205k
9-12months
5175,277 shares
$4.7M
0
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