What is SpareBank 1 SMN?
SpareBank 1 SMN, together with its subsidiaries, provides various banking, accounting, and real estate products and services to private individuals and companies in Norway and internationally.
SRMGF · Verdict
Solid reward · moderate risk
SRMGF stands out on profitability and cash flow, but watch the balance sheet signal.
Based on 88% data coverage
SRMGF · Verdict
53% net margin · 14% ROE
123% free-cash-flow margin
Top decile vs peers
Rev +14.8% CAGR · earnings +17.2%
Interest covered 0.7×
Model-based scoring. For information only — not financial advice.
SpareBank 1 SMN, together with its subsidiaries, provides various banking, accounting, and real estate products and services to private individuals and companies in Norway and internationally. The company offers checking, current, buffer, savings, deposit, business, tax withholding, investment, and group accounts; green and fixed rate deposits; mortgage, car, consumer, green, vehicle, home, construction, and business loans; debit, credit, virtual, deposit, and municipal payment cards; and pension services. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 1.66B, and a P/E ratio of 6.0x.
The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.
A short list of Banks - Regional names that are close enough in size to make side-by-side comparison useful.