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Equity
TMNSF
+0.0 · +0.00%
USD · PINK

Temenos AG(TMNSF) Stock Analysis | Technology

USD --+0.00%
Reward53Moderate
Risk25Low
75%Data
Strong 26% profit margin · 2.1% dividend yield
Defensive Anchor
Market Cap:5.91Bn
ⓘ
Reward Rating
53
Moderate
Reward Assessment
75% data coverage
Bottom 50% of stocksView factors
ⓘ
Risk Rating
25
Low
Risk Assessment
1 metric flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on TMNSF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for TMNSF, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $84.95.

What is Temenos AG?

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions.

TMNSF · Verdict

Moderate reward · low risk

TMNSF stands out on cash flow and profitability, but watch the growth signal.

Based on 88% data coverage

TMNSF · Verdict

What’s working & what to watch

Strengths 4

  • Cash flow90/100

    27% free-cash-flow margin

  • Profitability82/100

    17% net margin · 50% ROE

  • Volatility80/100

    Top decile vs peers

  • Valuation72/100

    P/E 16.3× · PEG 1.12

Watchouts 1

  • Growth33/100

    Rev +2.6% CAGR · earnings +0.7%

Model-based scoring. For information only — not financial advice.

What is Temenos AG?

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions. It provides Temenos SaaS, an enterprise service for retail banking, business and corporate banking, and wealth; Temenos AI that helps banks adopt responsible AI practices by providing explainability, security, safe deployment, and banking-specific capabilities; Temenos Digital that accelerates its digital transformation initiatives; Temenos Core, a platform that allows clients have access to core banking capabilities; Temenos Banking Platform, a single code and platform; and Temenos Exchange that offers a selection of curated, assessed, and integrated tech partners that help to include fintech services. The company is listed on the PINK in USA, operating in the Technology sector, with a market capitalisation of 5.91B, and a P/E ratio of 20.4x.

Financial Highlights

Investment Breakdown

Growth
Revenue growth is subdued, limiting near-term earnings expansion.
Profitability
Strong margins and consistent earnings support financial stability.
Risk
Below-average volatility supports a steadier risk profile.
Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (53)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

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Company Information
SectorTechnology
IndustrySoftware - Application
Market Cap5.91B
P/E Ratio20.3881
Dividend Yield2.14%
Beta0.599
Insider Activity
12M windowNo data
No insider activity data available for this ticker.
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