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Equity
WABC
+0.0 · +0.00%
USD · NASDAQ

Westamerica Bancorporation(WABC) Stock Analysis | Financial Services

USD --+0.00%
Reward44Moderate
Risk23Low
75%Data
Strong 44% profit margin · 3.2% dividend yield
Defensive Anchor
Market Cap:1.34Bn
ⓘ
Reward Rating
44
Moderate
Reward Assessment
75% data coverage
Bottom 25% of stocksView factors
ⓘ
Risk Rating
23
Low
Risk Assessment
1 metric flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on WABC to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for WABC, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $64.00.

What is Westamerica Bancorporation?

Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States.

WABC · Verdict

Moderate reward · low risk

WABC stands out on balance sheet and volatility, but watch the growth signal.

Based on 88% data coverage

WABC · Verdict

What’s working & what to watch

Strengths 4

  • Balance sheet80/100

    Interest covered 11.4×

  • Volatility80/100

    Top decile vs peers

  • Cash flow79/100

    46% free-cash-flow margin

  • Profitability72/100

    45% net margin · 12% ROE

Watchouts 1

  • Growth20/100

    Rev -0.8% CAGR · earnings -1.6%

Model-based scoring. For information only — not financial advice.

What is Westamerica Bancorporation?

Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 1.34B, and a P/E ratio of 12.8x.

Financial Highlights

Investment Breakdown

Growth
Revenue growth is subdued, limiting near-term earnings expansion.
Profitability
Strong margins and consistent earnings support financial stability.
Risk
Below-average volatility supports a steadier risk profile.
Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (44)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryBanks - Regional
Market Cap1.34B
P/E Ratio12.819
Dividend Yield3.19%
Beta0.554
Insider Activity
12M windowQuiet
Fewer than three real open-market insider trades in the last 12 months. Mechanical activity (option exercises, RSU vests) is excluded from the signal.
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