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Equity
OSB
+0.0 · +0.00%
GBX · LSE

OneSavings Bank PLC(OSB) Stock Analysis | Financial Services

GBX --+0.00%
Reward48Moderate
Risk57Medium-High
75%Data
Strong 43% profit margin · 7.0% dividend yield
Dividend King
Market Cap:1.74Bn
ⓘ
Reward Rating
48
Moderate
Reward Assessment
75% data coverage
Bottom 25% of stocksView factors
ⓘ
Risk Rating
57
Medium-High
Risk Assessment
5 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on OSB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for OSB, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 659p.

What is OneSavings Bank PLC?

OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India.

OSB · Verdict

Moderate reward · elevated risk

OSB's standout is cash flow; balance sheet and growth weigh on the picture.

Based on 88% data coverage

OSB · Verdict

What’s working & what to watch

Strengths 1

  • Cash flow75/100

    24% free-cash-flow margin

Watchouts 2

  • Balance sheet13/100

    Interest covered 0.3×

  • Growth37/100

    Rev -4.4% CAGR · earnings -11.3%

Model-based scoring. For information only — not financial advice.

What is OneSavings Bank PLC?

OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India. The company operates in two segments, OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 1.74B, and a P/E ratio of 6.9x.

Financial Highlights

Investment Breakdown

Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
Profitability
Adequate profitability with some margin variability in recent periods.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (48)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryMortgage Finance
Market Cap1.74B
P/E Ratio6.86
Dividend Yield7.00%
Beta1.057
Insider Activity
12M windowAwaiting coverage
LSE director-dealings coverage launching later this year. The data feed is in development.
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