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Equity
PAG
+0.0 · +0.00%
GBX · LSE

Paragon Banking Group PLC(PAG) Stock Analysis | Financial Services

GBX --+0.00%
Reward51Moderate
Risk56Medium-High
75%Data
Strong 35% profit margin · 5.7% dividend yield
Dividend King
Market Cap:1.43Bn
ⓘ
Reward Rating
51
Moderate
Reward Assessment
75% data coverage
Bottom 50% of stocksView factors
ⓘ
Risk Rating
56
Medium-High
Risk Assessment
4 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on PAG to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for PAG, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 1048p.

What is Paragon Banking Group PLC?

Paragon Banking Group PLC provides financial products and services in the United Kingdom.

PAG · Verdict

Moderate reward · elevated risk

PAG stands out on cash flow and profitability, but watch the balance sheet signal.

Based on 88% data coverage

PAG · Verdict

What’s working & what to watch

Strengths 3

  • Cash flow79/100

    72% free-cash-flow margin

  • Profitability73/100

    40% net margin · 12% ROE

  • Valuation72/100

    P/E 6.6× · PEG 0.51

Watchouts 2

  • Balance sheet14/100

    Interest covered 0.3×

  • Growth32/100

    Rev -9.2% CAGR · earnings -16.8%

Model-based scoring. For information only — not financial advice.

What is Paragon Banking Group PLC?

Paragon Banking Group PLC provides financial products and services in the United Kingdom. It operates in two segments, Mortgage Lending and Commercial Lending. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 1.43B, and a P/E ratio of 8.9x.

Financial Highlights

Investment Breakdown

Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
Profitability
Strong margins and consistent earnings support financial stability.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (51)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryMortgage Finance
Market Cap1.43B
P/E Ratio8.8611
Dividend Yield5.70%
Beta1.198
Insider Activity
12M windowAwaiting coverage
LSE director-dealings coverage launching later this year. The data feed is in development.
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