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Equity
ALLY
+0.0 · +0.00%
USD · NYSE

Ally Financial Inc(ALLY) Stock Analysis | Financial Services

USD --+0.00%
Reward51Moderate
Risk58Medium-High
75%Data
Strong 18% profit margin · 2.8% dividend yield · Revenue growing 11% YoY
Value Trap
Market Cap:13.06Bn
ⓘ
Reward Rating
51
Moderate
Reward Assessment
75% data coverage
Bottom 50% of stocksView factors
ⓘ
Risk Rating
58
Medium-High
Risk Assessment
5 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on ALLY to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for ALLY, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $53.70.

What is Ally Financial Inc?

, a digital financial-services company, provides various digital financial products and services in the United States and Canada.

ALLY · Verdict

Moderate reward · elevated risk

ALLY's standout is valuation; balance sheet and profitability weigh on the picture.

Based on 88% data coverage

ALLY · Verdict

What’s working & what to watch

Strengths 1

  • Valuation79/100

    P/E 8.1× · PEG 0.46

Watchouts 3

  • Balance sheet21/100

    Interest covered 0.2×

  • Profitability31/100

    7% net margin · 10% ROE

  • Cash flow34/100

    -5% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is Ally Financial Inc?

, a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 13.06B, and a P/E ratio of 10.1x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Thin or inconsistent margins weigh on earnings quality.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (51)

The scoring profile indicates limited reward potential at this time, with valuation and growth offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryCredit Services
Market Cap13.06B
P/E Ratio10.1012
Dividend Yield2.84%
Beta1.08
Insider Activity
12M windowMixed
Shares soldShares bought
0-3months
0
0
3-6months
139,675 shares
$1.8M
0
6-9months
0
235,366 shares
$1.5M
9-12months
129,000 shares
$1.2M
0
4 disclosures without share count
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