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Equity
NAVI
+0.0 · +0.00%
USD · NASDAQ

Navient Corp(NAVI) Stock Analysis | Financial Services

USD --+0.00%
Reward67High
Risk62Medium-High
75%Data
Thin -15% profit margin · 6.9% dividend yield
Dividend King
Market Cap:887.20M
ⓘ
Reward Rating
67
High
Reward Assessment
75% data coverage
Top 25% of stocksView factors
ⓘ
Risk Rating
62
Medium-High
Risk Assessment
7 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on NAVI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for NAVI, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $9.07.

What is Navient Corp?

Navient Corporation provides technology-enabled education finance for education in the United States.

NAVI · Verdict

Solid reward · elevated risk

NAVI stands out on growth and valuation, but watch the balance sheet signal.

Based on 88% data coverage

NAVI · Verdict

What’s working & what to watch

Strengths 2

  • Growth86/100

    Revenue +23.0% CAGR

  • Valuation73/100

    P/E 14.3× · PEG 0.14

Watchouts 3

  • Balance sheet20/100

    Interest covered 1.0×

  • Cash flow31/100

    14% free-cash-flow margin

  • Profitability44/100

    -2% net margin · -2% ROE

Model-based scoring. For information only — not financial advice.

What is Navient Corp?

Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 887.20M.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Profitability metrics are mixed — margins may be under pressure.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: High (67)

The scoring profile indicates moderate reward potential, with growth and valuation as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryCredit Services
Market Cap887.20M
P/E RatioN/A
Dividend Yield6.87%
Beta1.185
Insider Activity
12M windowQuiet
Fewer than three real open-market insider trades in the last 12 months. Mechanical activity (option exercises, RSU vests) is excluded from the signal.
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