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Equity
WRLD
+0.0 · +0.00%
USD · NASDAQ

World Acceptance Corporation(WRLD) Stock Analysis | Financial Services

USD --+0.00%
Reward57Moderate
Risk53Moderate
75%Data
Deep Value
Market Cap:878.31M
ⓘ
Reward Rating
57
Moderate
Reward Assessment
75% data coverage
Top 50% of stocksView factors
ⓘ
Risk Rating
53
Moderate
Risk Assessment
3 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on WRLD to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for WRLD, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $210.00.

What is World Acceptance Corporation?

World Acceptance Corporation engages in consumer finance business in the United States.

WRLD · Verdict

Solid reward · elevated risk

WRLD stands out on cash flow and valuation, but watch the balance sheet signal.

Based on 88% data coverage

WRLD · Verdict

What’s working & what to watch

Strengths 3

  • Cash flow79/100

    44% free-cash-flow margin

  • Valuation75/100

    P/E 9.6× · PEG 0.70

  • Profitability68/100

    6% net margin · 10% ROE

Watchouts 1

  • Balance sheet24/100

    Interest covered 0.9×

Model-based scoring. For information only — not financial advice.

What is World Acceptance Corporation?

World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 878.31M, and a P/E ratio of 23.8x.

Financial Highlights

Investment Breakdown

Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
Profitability
Adequate profitability with some margin variability in recent periods.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (57)

The scoring profile indicates moderate reward potential, with valuation and profitability as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryCredit Services
Market Cap878.31M
P/E Ratio23.8116
Dividend YieldN/A
Beta1.143
Insider Activity
12M windowBearish
Shares soldShares bought
0-3months
0
0
3-6months
11,000 shares
$142k
0
6-9months
39,946 shares
$1.5M
0
9-12months
3351,453 shares
$60.7M
0
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